Jeffery W. Johnson

Senior Consultant

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank).

Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities.

Mr. Johnson is now a training professional in the banking industry by leading various seminars covering important topics relating to issues in banking. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001.

Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta, GA; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking Diploma from Prochnow School of Banking at the University of Wisconsin-Madison and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.

David Sawyer

Senior Consultant

David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking experience includes corporate, middle market and small businesses with emphasis on Clending as well as SBA and lending to municipalities.

David has a B.S degree with a major in banking and finance and is a graduate of LSU School of Banking. He recently received Credit Risk Certification from Robert Morris and Associates (RMA). David has enjoyed teaching and training other bankers throughout his career and has held numerous teaching certifications in the banking area.

David lends extensive knowledge and experience in lending, credit analysis and problem loan identification/workout in addition to experience with banking regulators in the present environment.

Craig B. Nelson

Senior Consultant

Craig Nelson has over 33 years of bank experience with progressively growing responsibilities and expertise and leadership. He began his career in banking with Wells Fargo (formerly named Northwestern Bank Corporation a/k/a Norwest) serving as a staff auditor in 1980. After 33 years of banking Craig was most recently serving banks in the role of Chief Credit Officer and Executive Vice President and/or division head of credit administration. The majority of Craig’s banking career has been dedicated to establishing, maintaining, leading and directing credit administration/operations and credit risk functions including credit underwriting and approval, special assets/workout management, credit review and senior lender/chief credit officer responsibilities.

Craig has large bank training and experience combined with extensive community bank experience that has given him good insight and a big picture perspective to banking and finance combined with the ability to be hands-on and relates well to all levels of bank associates and clients. He has significant senior and executive bank management ability and experience including that of community bank president, senior lender, chief credit officer and head of special assets. He has expertise in commercial (CRE and C & I) and small business lending and brings broad credit administration and credit process skills. Over 30 years of Craig’s career has been in service to banks in the southeastern United States with over 23 in the Birmingham market area with banks serving throughout the southeastern United States. Craig also has significant due diligence and mergers and acquisition experience beginning with his work experience at Regions Bank as he was trained extensively while the bank was in a rapid period of interstate banking growth. This allowed Craig to see all manner of bank management and credit processes early in his career.

While specializing in loan underwriting, business development and credit administration for over the past 20 years Craig also has a strong generalist background having served banks as an Audit Supervisor, Assistant Controller/General Ledger Accounting Manager and Controller in the bank accounting function. He understands how banks work from the backroom to the board room and the underlying current and critical needs and pressure for banks to keep up with current banking and financial regulations and peer best practices as well as meeting the rigorous demands of shareholders and customers.

Craig graduated from the University of North Dakota, Grand Forks, North Dakota in December 1979 with a Bachelor of Science Degree from the College of Business Administration with a major in accounting. He is a Graduate of the Graduate School of Banking at L.S.U. 1998 through 2000. His continuing professional training includes: August 1998 – Certification in AmSouth Bank’s Risk Management Program. He successfully passed all seven parts of the RMA diagnostic assessment in one sitting.

Bettye L. Wilkes-Brooks

Senior Consultant

Bettye L. Wilkes is a senior banking consultant at Bankers Insight Group located in Atlanta, GA. She has over 32 years’ experience applying financial management, business operations, and credit management skills to the successful delivery of Commercial and Real Estate Lending, Commercial Credit Training, Consumer Lending, Community and Economic Development, and Community Relations strategies for financial institutions and local agencies. Bettye holds a Bachelor’s Degree in Business Education from Ball State University in Muncie, Indiana and a Master’s Degree in Business Administration/Banking from Golden Gate University in San Francisco, California.

The combination of Bettye’s academic training and corporate experience has provided her with a unique set of skills that have enabled her to assume a diverse career. Her professional history in banking started with Crocker National Bank in San Francisco, California as a management trainee in the Corporate and Commercial Lending Divisions and progressed to Senior Vice President and department manager in Community Development Lending, CommunityInvestments, and External Relations at Washington Mutual Bank in Seattle, Washington.

Bettye’s banking and commercial lending career includes management responsibilities in both line and staff functions at three major financial institutions and local agencies in the state of California, including Crocker National Bank, Security Pacific Bank, Home Savings of America, and the Mayor’s Office of Economic Development at the City of Los Angeles. At Washington Mutual Bank, Bettye was appointed a corporate senior executive in the bank’s Community and External Affairs Division, and managed several of the bank’s community lending, community investments, and community affairs programs. In addition, she oversaw and directed the Washington Mutual Foundation, where she was responsible for the bank’s philanthropic activities nationwide.

Roy Johnson

Senior Consultant

Roy Johnson brings a wealth of knowledge to the banking sector as his career spans from his beginning as a Loan Associate all the way to becoming a Vice President of Commercial lending for a Leading Regional Bank in the Southeast.

He has over 32 years experience applying financial management, business operations, and credit management skills to the successful delivery of Commercial and Real Estate Lending, Commercial Credit Training, Consumer Lending, Community and Economic Development, and Community Relations strategies for financial institutions and local agencies. Roy holds a Bachelor’s Degree in Business Administration from Morehouse College in Atlanta Georgia, and a Master’s Degree in Business Administration/Finance from Atlanta University in Atlanta Georgia. Under his leadership he has managed special Assets well over $40,000,000 and controlled Personal loan portfolios of 75,000,000.

Roy Johnson possesses a combination of corporate and Non Profit experience which has provided him with insight which will enable him to accurately meet the needs of banking personnel looking to further their careers. His professional history in banking started with North Carolina National Bank, Charlotte, North Carolina (Now Bank of America) as a credit analyst. Within that time he rose from an analyst to an Assistant Vice President of the U.S. Financial Institutions Department. During his tenure he has climbed the ladder from Assistant Vice President to Regional Vice President all the way to becoming a Vice President of Commercial Lending and Special Assets in which he managed portfolios well over 115,000,000 combined.

Hollera T. Nielsen

Senior Consultant

Holly Nielsen’s career in banking spans 35 years and provides her with experiences in several areas of credit administration, including credit analysis, loan underwriting, loan operations, lending, business development and loan review. Her varied responsibilities have provided her with career advancement in lending from management trainee to credit analyst to management of the loan review program at a $750 million community bank.

Commercial lending has been the primary focus of Holly’s banking career, where she has managed loan portfolios that contain commercial real estate, accounts receivable and inventory, equipment and small business loans and lines of credit.

Holly holds an Associates Degree in Business Finance from Valencia Community College in Orlando, Florida. She is a graduate of the prestigious Management Associate training program administered by SunTrust Bank, a two-year program that offers a superior curriculum in commercial banking and loan administration. She achieved the Community Bankers Association of Georgia’s designation of Certified Community Lender in 2004, and has recently completed CBA of Georgia’s Credit Administration Institute, a program that provides tools and best practices to predict future credit performance while minimizing loan portfolio risk.

Jeffery P. Johnson

Director of Operations

Jeffrey Primus Johnson Oversees all day-to-day activities of a company and support functions for the company. He is directly responsible for Human Resources, billing and accounting, payroll, client retention, software maintenance and general office administration.

Jeffrey was a Business Analyst and Scheduling Specialist which oversaw four international call centers for E*trade Financial and brings a wealth of knowledge from the Financial Services Industry. He has a degree from Hampton University in Mass Communication.